::: {bind="visible: $parent.showAllLocations"} Wackerly

Midland, MI 48640, USA :::

::: {bind="visible: $parent.showAllLocations"} Hybrid Potential

Michigan, USA

Do you thrive in helping members with their home buying journey? Members First Credit Union is looking for an experienced mortgage lender to join our team at our Wackerly Branch in Midland to help build relationships with our members and in our communities.

We will empower you to be the best version of yourself while helping you maintain a positive work/life balance. We believe in purpose, belonging and joy; when our people find this in their work and the people they work with, amazing things happen. We encourage a better tomorrow by being trustworthy, caring and enthusiastic. Come join our community!

MORTGAGE LOAN OFFICER I

Non-Exempt

Reports to:   Real Estate Lending Leader

Position Overview

The primary purpose of this position is to assist Members First Credit Union to deliver on its mission: To encourage a better tomorrow. To achieve this mission, the position must deliver on our brand promise: *We believe in you. Our promise is to be trustworthy, caring, and enthusiastic to help you succeed. *You will do this by living out our core values in every service contact to both internal and external members.

Essential Duties

Have and maintain an NMLS Number.

To educate members of the different types of mortgage loans available at Members First Credit Union.

To have and maintain up-to-date product knowledge and complete continuing education as necessary to industry requirements.

Assist other MLO's with member borrower preparations for interview to submit fully complete loan application

Assists or performs Interview, receive and submit fully completed loan application(s) to the processing team while maintaining compliance with Federal, State and Credit Union Lending Policies, Regulations and Guidelines.

Can perform or Assist with delivery of Initial Disclosure Packages, Closing Disclosures to member borrowers for all staff originating MLOs.

Troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner, answering questions effectively and provide information as requested.

Submit for approval loan requests for members who meet loan qualifications, or refer applications to the Lending Leader, VP Lending, President/CEO or the Board of Directors as per the loan policy.

Submit all loans for denial of the loan application and prepare an HMDA maintenance / reason for denial for adverse action letter as required by law for loan requests that do not fall within current lending guidelines

Required to travel to MFCU branch locations when requested & necessary to perform loan interview functions

Must meet & maintain all necessary loan origination production standards as established by management for Annual Mortgage Production Goals

Must participate regularly and represent MFCU @ area realtor /builder/ referral partner 3rd party events . (i.e. Board of Realtors, Chamber Of Commerce, Kiwanas, Realtor CE works :::